After you receive a quote

What to check in a builder quote.

Keep the paper or PDF quote beside you and check these ten points. You do not need to type the quote into this website.

1

Total price

Do not compare totals alone. A lower total can simply mean that important work is missing or shown as an allowance.

2

What is included

Look for site work, permits, utility connections, foundation, HVAC, kitchen, bathrooms and landscaping. Ask what each line actually covers.

3

What is excluded

Identify work, materials and fees that will be billed separately. Get exclusions in writing before comparing prices.

4

Allowances

Check the dollar limits for cabinets, flooring, fixtures and appliances. Ask whether the amounts match the quality level you expect.

5

Change orders

Find the process, markup and approval rules for changes after work begins. Confirm that changes require written authorization.

6

Price increases

Look for clauses that let the builder raise prices for materials, labor or delays. Ask when they apply and whether there is a cap.

7

Payment schedule

Check the deposit and each progress payment amount. Payments should connect to clear construction milestones.

8

Timeline

Confirm the anticipated construction start, estimated completion and how weather, permits or changes affect the schedule.

9

Warranty

Read what workmanship and materials are covered, for how long and how warranty requests are handled after completion.

10

Missing or unclear items

Never assume an unwritten item is included. Mark every vague or missing point and ask the builder directly before signing.

This checklist is general educational information, not legal, financial or construction advice. Contract requirements vary by state and project.

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